Xcelerated Recovery Advisors
The go-to place to recover your equity and excess proceeds from a foreclosure sale
Empowering homeowners to reclaim excess/overage funds after a foreclosure
If you lost your home to foreclosure, we can help you identify and recover hidden excess funds you are owed from the foreclosure sale, at zero upfront cost to you.
At Xcelerated Recovery Advisors, we help homeowners recover these excess/overage foreclosure proceeds, turning their financial challenges into stories of hope and empowerment.
Xcelerated Recovery Advisors empowers homeowners by navigating the complexities of excess/overage fund recovery on their behalf, utilizing our expertise in legal research and state regulations.
This is where we come in. At Xcelerated Recovery Advisors, we help you identify how much you are owed, gain access to it, and legally help you claim your money.
Without us, the excess foreclosure proceeds, this excess money, just sit with the government unclaimed and are wasted away. We help you make sure that this doesn’t happen, and that you recover every penny you are entitled to.
Erase the pain of losing a home
Most people walk away from a foreclosure assuming there is nothing left to salvage. A foreclosure takes more than an address. It takes a good deal of your confidence along with it.
The weight of a foreclosure can be crushing. Losing a home, a place filled with memories and dreams, is a devastating blow.
The financial burden adds another layer of stress, leaving individuals and families scrambling to pick up the pieces. Yet, amidst the hardship, a glimmer of hope for you can emerge in the form of excess/overage funds.
Your glimmer of hope has arrived
Overage funds, also known as excess proceeds, arise when a foreclosed property sells for more than the total amount owed on the mortgage and all foreclosure-related expenses. This leftover money rightfully belongs to the former homeowner.
While it won’t erase the pain of losing a home, recovering excess proceeds can offer much needed financial relief during a critical time. Excess proceeds can cover a deposit on a new place, clear the debts that followed you out the door, or simply give you the room to breathe while you decide what comes next.
Hundreds of thousands of Americans are owed money from a foreclosure property sale and have no idea it exists.
So, if you are reading this after a phone call or a letter and your first reaction is suspicion, that’s reasonable.
Finding out there is money with your name attached is disorienting, particularly when the foreclosure itself was one of the worst things that ever happened to you.
You do not need to know where to begin. That part is our job.
Act now! It is your money, but not forever…
Excess/overage funds do not sit and wait indefinitely. The county holds them, and most states put a clock on how long you have to come forward and claim what is yours.
Miss that window and the money transfers to the state’s unclaimed property division, and the county is released from any further obligation to pay it out. Either way, getting it back becomes far harder, and in some cases impossible.
Nobody is required to track you down and warn you about this. That is precisely why so much of this money goes unclaimed.
Excess/overage foreclosure proceeds in real estate refer to the remaining proceeds from a property sale after all debts, including mortgage and foreclosure expenses, have been paid off.
There are deadlines for claiming these funds, and failure to act within those deadlines can result in losing them.
After the redemption period expires, if the funds are not claimed within a specific timeframe, they will be transferred to the state’s unclaimed property division and the government keeps it for itself. If unclaimed excess/overage proceeds exceed a certain amount after the redemption, the county will be discharged from liability for the money.
Ready to claim your excess foreclosure proceeds?
We help you claim your excess foreclosure proceeds from your home foreclosure.
First of all, congratulations! You are one of the millions of Americans who are unaware that they have money owed to them. It can be quite a shock, and difficult to know where to begin, when receiving such information.
Xcelerated Recovery Advisors is adept at navigating complex systems, cutting through red tape, and securing swift excess/overage foreclosure proceeds for clients.
Financial relief after foreclosure: how to recover funds
If you received a call, a message, or an email from us, it’s because we have found funds that likely belong to you, but are hidden by the county.
Recovery means proving two things to whoever holds the money: that you are who you say you are, and that you held the title when the property sold.
Around those two facts sits a stack of county-specific paperwork and a filing deadline.
We assemble all the legal paperwork that must be filed, submit it, maneuver through the legal complexities, and follow it through to the end, when a court order finally releases the funds.
Who are we? We are here to serve as your trusted guide.
We have experience, expertise, and excellence, and we’ll help you, as the research, the claim, and the legal process are often complicated and can be exhausting. Xcelerated Recovery Advisors is here to serve as your trusted guide.
The Xcelerated Recovery Advisors team possesses in-depth knowledge of excess/overage proceeds recovery procedures and regulations, ensuring rights are protected throughout the process.
We find it, prove it, collect it
We find the excess amount that is owed to you, file a claim, and tell you where the claim stands and what the court and attorney have communicated throughout the process. When the funds are released from the court, they will then be deposited into the attorney trust account, and your portion will then be disbursed to you by the attorney.
We have your best interests at heart. We are trustworthy, transparent, and display excellence.
Our team of excess funds recovery experts is made up of highly trained and experienced professionals who are dedicated to providing the best possible service to our clients.
Our team members have experience in the industry and are constantly updating their skills to keep up with the latest technology and techniques.
Our team combines foreclosure specialists, case managers, and attorneys who handle the court side when a claim calls for it.
What holds this money up is delay by administrative backlogs, missing verification documents, and operational friction in the processing office. It is also the procedure — the specific forms, proof of identity, the filing windows that differ from one county to the next. We have learned those details so that losing a home does not also mean losing what was left over.
We guide individuals through the intricate process of recovering excess foreclosure proceeds.
We are committed to not just guiding you through the excess/overage funds recovery process after your home is foreclosed — but also handling the entire process for you every step of the way.
We represent your best interests and we will fight to get you back every penny you’re entitled to after the foreclosure sale.
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